Learn 4 tips of how to protect your money from wire fraud schemes when buying a new home:
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How to File a Claim With Your Title Insurer
An owner’s policy of title insurance provides the homeowner peace of mind about their legal rights to real property. If you have a question or concern about your rights, promptly notify the title insurance company whose name appears on the title policy. The title policy includes instructions for contacting the title insurer. This information is usually at the end of the “Conditions and Stipulations” section within the policy. Unable to locate your policy or unsure whether you purchased a policy? Contact the title company, title agent, settlement agent or attorney that handled your purchase and inquire about
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The Home Closing Process and Benefits of Title Insurance
Check out this short video explaining how the work by title insurance professionals provides consumers peace of mind when purchasing a home. We are here to handle all the title insurance needs of homebuyers. Contact us today at (800) 607-5339, email us at lwhiteattorney@gmail.com or fill out this contact form.
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Title Insurance Provides Needed Protection When Refinancing Mortgages
Title insurance is essential to protect homeowners and lenders against any problems affecting the title to a home. Whether a consumer is purchasing a new or existing home, or refinancing, title insurance provides an underwriting service to mortgage lenders to ensure the borrower has clear ownership rights to the property, free and clear of any other claims to ownership. When you refinance you are obtaining a new loan, even if you stay with your original lender. Lenders will usually require a new title search and loan policy to protect their investment in the property. Homeowners don’t need to
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Home Closing Checklist
Closing Checklist Here’s a list of actions to prepare for your closing and the items to bring with you. 1 Determine who will conduct your closing, and when and where it’s scheduled. 2 Since the closing process varies by state, ask the person conducting your closing what to expect. Things to ask: What do I need to bring to closing? How much money do I need to bring to closing? How do I pay? What if I decide to back out of the deal? 3 Review Your Closing Disclosure By law, you must receive a five-page Closing Disclosure at
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Title Insurance is Where the Smart Is
Check out this video on what title insurance is and who it protects. We are here to handle all the title insurance needs of homebuyers. Contact us today at (800) 607-5339, email us at lwhiteattorney@gmail.com or fill out this contact form.
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Closing Time: 6 Steps Every Homebuyer Should Expect
Your long home-buying journey is almost over. You found the home you love, the seller agreed to your offer and now it’s time for closing. Of course, there’s a lot to think about right now, and the last thing you want is something to go wrong. So make sure you work with an experienced closing agent to help ensure the details come together and everything runs smoothly. As soon as the seller accepts your offer, the behind-the-scenes work begins. You can expect closing to happen within 30 to 90 days. 1. Select a Closing Agent If you
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Get an Owner’s Policy to Protect Your Property Rights
New homeowners want to focus on buying new furniture for the living room or painting walls, not worrying about having to pay a bill left behind by a previous owner. Lenders require a title insurance policy to protect their investment. You should have a policy to protect your investment as well. For a one-time fee paid at closing, an owner’s policy can protect your property rights for as long as you or your heirs own the property. An owner’s policy protects you from: Unpaid mortgages Unpaid property taxes Child support liens Missing heirs who could claim
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WATCH: What is Title Insurance?!
Watch this quick clip to learn what exactly title insurance is and why you need it. We are here to handle all the title insurance needs of homebuyers. Contact us today at (800) 607-5339, email us at lwhiteattorney@gmail.com or fill out this contact form.
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The Cost of Title Insurance is Worth the Investment
Whenever there’s an article in the news about title insurance, all too frequently there is criticism about the cost. This perception occurs because there are fewer claims with title insurance compared to other forms of insurance. The higher percentage of claims an insurance company pays should not be equated with the value and cost of the policy. This is especially true with title insurance. Most types of insurance cover incidents that may occur in the future, which is the case with health, life, auto and homeowner’s insurance. The cost of these policies is based on the insurers’ estimation of
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