Monthly Archives November 2018

Title Insurance Provides Needed Protection When Refinancing Mortgages

  Title insurance is essential to protect homeowners and lenders against any problems affecting the title to a home. Whether a consumer is purchasing a new or existing home, or refinancing, title insurance provides an underwriting service to mortgage lenders to ensure the borrower has clear ownership rights to the property, free and clear of any other claims to ownership.   When you refinance you are obtaining a new loan, even if you stay with your original lender. Lenders will usually require a new title search and loan policy to protect their investment in the property. Homeowners don’t need to
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Home Closing Checklist

Closing Checklist Here’s a list of actions to prepare for your closing and the items to bring with you. 1 Determine who will conduct your closing, and when and where it’s scheduled.   2 Since the closing process varies by state, ask the person conducting your closing what to expect. Things to ask: What do I need to bring to closing? How much money do I need to bring to closing? How do I pay? What if I decide to back out of the deal?  3 Review Your Closing Disclosure By law, you must receive a five-page Closing Disclosure  at
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